According to a recent study by BMO Harris Bank, 62% of home owners intend to remodel their kitchen or bath within the next five years. For most of us, it's not a question of when, but how to pay for the professional remodeling work that adds value to our most important investment. According to the same study, most these homeowners (58%) will pay for the renovations out of their savings, while 18% will use a credit card and 17% plan to use a home-equity loan or line of credit.
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